Wedding Insurance

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The moment you get engaged, couples begin to plan what will be one of the most special days of their lives. The planning of a wedding is a huge financial and emotional commitment but all your dreams unfortunately do include a huge price tag. Many weddings nowadays can cost between £17,000 and £20,000. All the careful planning in the world, though, cannot protect your day from unexpected events.

Wedding Insurance is your white knight in shining armour, offering you peace of mind and allowing you to relax and enjoy your wedding. There are various types of insurance on offer to protect against all types of events, the dress being spoilt, the reception venue being damaged or even the wedding having to be cancelled.

The wisest course of action is to take out Wedding Insurance as soon as you begin to reserve venues, photographers etc as this can ensure that your deposits are protected.

Wedding insurance covers the main areas of;

Cancellation - In the event of the wedding services, or supplier not being used as a result of cancellation or curtailment that cannot be avoided.

Ceremonial Attire - Cover for loss or damage. Photography /Video - Expenses resulting from the need to retake photographs/video or the reimbursement of lost charges that you are contractually obliged to pay.

Other areas of cover that are offered are Rearrangement, Wedding Rings, Flowers, Attendants Gifts and Cake, Personal Liability, Legal Expenses, and Wedding Presents.

There are many Wedding Insurance providers that offer good standard packages to cover your special day. A Selection of Providers also offer differing levels of cover, so if you have spent that little bit extra you will be more than adequately covered. It is also possible to add additional cover, for example if you are having your reception in a Marquee or if you would prefer to have Public Liability for your whole wedding party. Even if you are marrying abroad there will be a policy to suit your needs. As with all Insurance policies you will have a 14 day cooling off period to ensure you are happy with policy you have taken out.

Wedding Insurance is a small cost, in comparison to what it can save you financially and emotionally, should the unimaginable happen on your Special Day.