This policy is only available to you if you are a permanent resident in the United Kingdom and are registered with a Medical Practitioner in the United Kingdom.
All our policies must start and finish in the UK (including the Channel Islands).
If you are unsure which option to select, please check the table below to see which area you are travelling to.
COUNTRY
AREA
Aegina
Europe
Afghanistan
Worldwide Ex USA
Albania
Europe
Alderney
United Kingdom
Algeria
Worldwide Ex USA
Alonissos
Europe
America
Worldwide Inc USA
American Samoa
Worldwide Ex USA
Andorra
Europe
Angistri
Europe
Angola
Worldwide Ex USA
Anguilla
Worldwide Inc USA
Antarctica
Worldwide Ex USA
Antigua & Barbuda
Worldwide Inc USA
Antilles, Netherlands
Worldwide Inc USA
Arabia, Saudi
Worldwide Ex USA
Argentina
Worldwide Ex USA
Armenia
Worldwide Ex USA
Aruba
Worldwide Inc USA
Asia Pacific
Worldwide Ex USA
Australia
Worldwide Ex USA
Austria
Europe
Azerbaijan
Worldwide Ex USA
Azores
Europe
Bahamas, The
Worldwide Ex USA
Bahrain
Worldwide Ex USA
Balearic Islands
Europe
Bangladesh
Worldwide Ex USA
Barbados
Worldwide inc USA
Belarus
Europe
Belgium
Europe
Belize
Worldwide Ex USA
Benin
Worldwide Ex USA
Bermuda
Worldwide Ex USA
Bhutan
Worldwide Ex USA
Bolivia
Worldwide Ex USA
Bosnia and Herzegovina
Europe
Botswana
Worldwide Ex USA
Bouvet Island
Worldwide Ex USA
Brazil
Worldwide Ex USA
British Indian Ocean Territory
Worldwide Ex USA
British Virgin Islands
Worldwide Inc USA
Brunei Darussalam
Worldwide Ex USA
Bulgaria
Europe
Burkina Faso
Worldwide Ex USA
Burundi
Worldwide Ex USA
Cambodia
Worldwide Ex USA
Cameroon
Worldwide Ex USA
Canada
Worldwide Inc USA
Canary Islands
Europe
Cape Verde
Worldwide Ex USA
Cayman Islands
Worldwide Inc USA
Central African Republic
Worldwide Ex USA
Chad
Worldwide Ex USA
Chile
Worldwide Ex USA
China
Worldwide Ex USA
Christmas Island
Worldwide Ex USA
Cocos (Keeling) Islands
Worldwide Ex USA
Colombia
Worldwide Ex USA
Comoros
Worldwide Ex USA
Congo
Worldwide Ex USA
Congo, Democratic Rep. of the
Worldwide Ex USA
Cook Islands
Worldwide Ex USA
Corfu
Europe
Corsica
Europe
Costa Rica
Worldwide Ex USA
Cote D'Ivoire
Worldwide Ex USA
Crete
Europe
Croatia
Europe
Cuba
Worldwide Inc USA
Curaçao
Worldwide Inc USA
Cyprus
Europe
Cyprus Andros
Europe
Czech Republic
Europe
Czechoslovakia (Former)
Europe
Denmark
Europe
Djibouti
Worldwide Ex USA
Dominica
Worldwide Inc USA
Dominican Republic
Worldwide Ex USA
Dominican Republic
Worldwide Inc USA
East Timor (Timor-Leste)
Worldwide Ex USA
Ecuador
Worldwide Ex USA
Egypt
Europe
El Hierro
Europe
El Salvador
Worldwide Ex USA
England
United Kingdom
Equatorial Guinea
Worldwide Ex USA
Eritrea
Worldwide Ex USA
Estonia
Europe
Ethiopia
Worldwide Ex USA
European Union
Worldwide Ex USA
Falkland Islands (Malvinas)
Worldwide Ex USA
Faroe Islands
Worldwide Ex USA
Fiji
Worldwide Ex USA
Finland
Europe
Formentera
Europe
France
Europe
French Guiana
Worldwide Ex USA
French Polynesia
Worldwide Ex USA
French Southern Territories - TF
Worldwide Ex USA
Fuerteventura
Europe
Gabon
Worldwide Ex USA
Gambia, the
Worldwide Ex USA
Georgia
Worldwide Ex USA
Germany
Europe
Ghana
Worldwide Ex USA
Gibraltar
Europe
Gran Canaria
Europe
Greece
Europe
Greenland
Worldwide Ex USA
Grenada
Worldwide Ex USA
Grenada
Worldwide Inc USA
Guadeloupe
Worldwide Ex USA
Guadeloupe
Worldwide Inc USA
Guam
Worldwide Ex USA
Guatemala
Worldwide Ex USA
Guerney
Worldwide Ex USA
Guiana, French
Worldwide Ex USA
Guinea
Worldwide Ex USA
Guinea, Equatorial
Worldwide Ex USA
Guinea-Bissau
Worldwide Ex USA
Gurnsey
United Kingdom
Guyana
Worldwide Ex USA
Haiti
Worldwide Inc USA
Heard and McDonald Islands
Worldwide Ex USA
Hebridies Islands
United Kingdom
Herm
United Kingdom
Holland (see Netherlands)
Worldwide Ex USA
Holy See (Vatican City State)
Worldwide Ex USA
Honduras
Worldwide Ex USA
Hong Kong, (China)
Worldwide Ex USA
Hungary
Europe
Hydra
Europe
Ibiza
Europe
Iceland
Europe
Ikaria
Europe
India
Worldwide Ex USA
Indonesia
Worldwide Ex USA
Ios
Europe
Iran, Islamic Republic of
Worldwide Ex USA
Iraq
Worldwide Ex USA
Ireland
Europe
Isle of Man
United Kingdom
Israel
Worldwide Ex USA
Italy
Europe
Ithaca
Europe
Ivory Coast (see Cote d'Ivoire)
Worldwide Ex USA
Jamaica
Worldwide Inc USA
Japan
Worldwide Ex USA
Jersey
United Kingdom
Jordan
Worldwide Ex USA
Kalymnos
Europe
Kazakhstan
Worldwide Ex USA
Kefalonia
Europe
Kenya
Worldwide Ex USA
Kiribati
Worldwide Ex USA
Korea, (South) Republic of
Worldwide Ex USA
Korea, Demo. People's Rep. of
Worldwide Ex USA
Kos
Europe
Kuwait
Worldwide Ex USA
Kyrgyzstan
Worldwide Ex USA
La Gomera
Europe
La Graciosa
Europe
La Palma
Europe
Lanzarote
Europe
Lao People's Democratic Republic
Worldwide Ex USA
Lapland
Europe
Latvia
Europe
Lebanon
Worldwide Ex USA
Lefkas
Europe
Lesotho
Worldwide Ex USA
Lesvos
Europe
Liberia
Worldwide Ex USA
Libyan Arab Jamahiriya
Worldwide Ex USA
Liechtenstein
Europe
Lipsi
Europe
Lithuania
Europe
Luxembourg
Europe
Macao, (China)
Worldwide Ex USA
Macedonia, TFYR
Europe
Madagascar
Worldwide Ex USA
Maderia
Europe
Malawi
Worldwide Ex USA
Malaysia
Worldwide Ex USA
Maldives
Worldwide Ex USA
Mali
Worldwide Ex USA
Mallorca
Europe
Malta
Europe
Marshall Islands
Worldwide Ex USA
Martinique
Worldwide Inc USA
Mauritania
Worldwide Ex USA
Mauritius
Worldwide Ex USA
Mayotte
Worldwide Ex USA
Menorca
Europe
Mexico
Worldwide Ex USA
Micronesia, Federated States of
Worldwide Ex USA
Moldova, Republic of
Worldwide Ex USA
Monaco
Europe
Mongolia
Worldwide Ex USA
Montenegro
Worldwide Ex USA
Montserrat
Worldwide Ex USA
Morocco
Europe
Mozambique
Worldwide Ex USA
Myanmar (ex-Burma)
Worldwide Ex USA
Mykonos
Europe
Namibia
Worldwide Ex USA
Nauru
Worldwide Ex USA
Naxos
Europe
Nepal
Worldwide Ex USA
Netherlands
Europe
Netherlands Antilles
Worldwide Ex USA
New Caledonia
Worldwide Ex USA
New Zealand
Worldwide Ex USA
Nicaragua
Worldwide Ex USA
Niger
Worldwide Ex USA
Nigeria
Worldwide Ex USA
Niue
Worldwide Ex USA
Norfolk Island
Worldwide Ex USA
Northern Ireland
United Kingdom
Northern Mariana Islands
Worldwide Ex USA
Norway
Europe
Oman
Worldwide Ex USA
Pakistan
Worldwide Ex USA
Palau
Worldwide Ex USA
Palestinian Territory
Worldwide Ex USA
Panama
Worldwide Ex USA
Papua New Guinea
Worldwide Ex USA
Paraguay
Worldwide Ex USA
Paros
Europe
Paxos
Europe
Peru
Worldwide Ex USA
Philippines
Worldwide Ex USA
Pitcairn Island
Worldwide Ex USA
Poland
Europe
Portugal
Europe
Puerto Rico
Worldwide Inc USA
Qatar
Worldwide Ex USA
Reunion
Worldwide Ex USA
Rhodes
Europe
Romania
Europe
Russia (Russian Federation)
Worldwide Ex USA
Rwanda
Worldwide Ex USA
S. Georgia and S. Sandwich Is.
Worldwide Ex USA
Sahara
Worldwide Ex USA
Saint Helena
Worldwide Inc USA
Saint Kitts and Nevis
Worldwide Inc USA
Saint Lucia
Worldwide Inc USA
Saint Pierre and Miquelon
Worldwide Ex USA
Saint Vincent and the Grenadines
Worldwide Inc USA
Samoa
Worldwide Ex USA
Samos
Europe
San Marino
Europe
Santorini
Europe
Sao Tome and Principe
Worldwide Ex USA
Sardinia
Europe
Sark
United Kingdom
Saudi Arabia
Worldwide Ex USA
Scotland
United Kingdom
Senegal
Worldwide Ex USA
Serbia & Montenegro
Worldwide Ex USA
Seychelles
Worldwide Ex USA
Sicily
Europe
Sierra Leone
Worldwide Ex USA
Singapore
Worldwide Ex USA
Skiathos
Europe
Skopelos
Europe
Skyros
Europe
Slovakia
Europe
Slovenia
Europe
Solomon Islands
Worldwide Ex USA
Somalia
Worldwide Ex USA
South Africa
Worldwide Ex USA
Spain
Europe
Sri Lanka (ex-Ceilan)
Worldwide Ex USA
St. Barts
Worldwide Inc USA
St. Croix
Worldwide Inc USA
St. John
Worldwide Inc USA
St. Kitts & Nevis
Worldwide Inc USA
St. Lucia
Worldwide Inc USA
St. Martin
Worldwide Inc USA
St. Thomas
Worldwide Inc USA
Sudan
Worldwide Ex USA
Suriname
Worldwide Ex USA
Svalbard and Jan Mayen Islands
Worldwide Ex USA
Swaziland
Worldwide Ex USA
Sweden
Europe
Switzerland
Europe
Symi
Europe
Syria
Europe
Syria
Europe
Taiwan
Worldwide Ex USA
Tajikistan
Worldwide Ex USA
Tanzania, United Republic of
Worldwide Ex USA
Tenerife
Europe
Thailand
Worldwide Ex USA
Thassos
Europe
Timor-Leste (East Timor)
Worldwide Ex USA
Togo
Worldwide Ex USA
Tokelau
Worldwide Ex USA
Tonga
Worldwide Ex USA
Trinidad & Tobago
Worldwide Inc USA
Tunisia
Europe
Turkey
Europe
Turkmenistan
Worldwide Ex USA
Turks and Caicos Islands
Worldwide Inc USA
Tuvalu
Worldwide Ex USA
Uganda
Worldwide Ex USA
Ukraine
Europe
United Arab Emirates
Worldwide Ex USA
United Kingdom
United Kingdom
United States
Worldwide Inc USA
Uruguay
Worldwide Ex USA
US Minor Outlying Islands
Worldwide Ex USA
Uzbekistan
Worldwide Ex USA
Vanuatu
Worldwide Ex USA
Vatican City State (Holy See)
Worldwide Ex USA
Venezuela
Worldwide Ex USA
Vietnam
Worldwide Ex USA
Virgin Islands, British
Worldwide Inc USA
Virgin Islands, U.S.
Worldwide Inc USA
Wales
United Kingdom
Wallis and Futuna
Worldwide Ex USA
Western Sahara
Worldwide Ex USA
Yemen
Worldwide Ex USA
Yugoslavia
Europe
Zakynthos
Europe
Zambia
Worldwide Ex USA
Zimbabwe
Worldwide Ex USA
A single trip is a one-off trip or holiday e.g. a two week summer holiday to Spain. A single trip policy can be taken out for any available geographic location. Single trip policies are available for UK residents only.
An Annual Multi Trip policy will cover you for a 12 month period. You can travel as many times as you like during this time and each individual trip can last up to 45 days. Annual policies are available for UK residents only. Annual Multi Trip with Wintersports covers you for a maximum of 17 days winter sports.
Backpacker policies are designed for people who want to take an extended trip, ideal for those on a gap year or student vacation. You will be covered for up to 12 months on a backpacker policy. Backpacker cover cannot be extended while you are out of the country and ceases upon your return home. Backpacker policies are available for UK residents only.
Our Sports Travel insurance has been designed to provide you with 4 different Grades of Sports Insurance.
Grade 1 is our standard sports cover and is at no extra premium. However Grade 2 through to 4 will cover you for the more extreme sport.
All copyright, trade marks and other intellectual property rights in the material contained on this web site belong, or are licensed to, Essential Travel Limited. All rights reserved.
You may not copy, reproduce, transmit, store, adapt or modify any of the images, text, or content of this web site without the prior written consent of Essential Travel Limited.
Essential Travel Limited has registered and dated all its content and intellectual property with a recognised copyright company and legal action will be taken if any of our licensed material is copied.
Travelling as a family? Kids go free on our family policies.
The definition of a family policy is:
Adults (Max. 2):
Husband and wife, co-habiting couple (same or different sex), sole parent (single or solo for duration of trip).
Children (unlimited number):
Any child dependant for the duration of the trip, under the age of 19 and in full time education (including university if still living at home during the holidays).
Parasailing is one of the best ways to get the most amazing aerial views of the city, surrounding mountains, hills, or islands. Gliding on a parasail is like riding a roller coaster in the sky. You don't need any special skills to experience this wonderful ride. Before you sail away to the sky, however, make sure you follow all safety precautions. Always have sports travel insurance with you so you can relax once you're up there.
Parasailing involves being towed behind a speedboat while harnessed on a parachute. The boat begins slowly and gently as it winches you into the air (like flying a big kite). Most injuries related to parasailing occur during unfavorable weather conditions or strong wind. They can happen during start phase, flight phase, or landing. Injuries during start phase usually result from falls due to rocks, uneven ground, and trees; injuries during flight phase usually result from collisions or turbulence; and injuries during landing usually result from falling abruptly when landing too slowly, or falling forward when landing too fast.
The most serious injuries from parasailing are fractures, contusions, ligamentous lesions, luxations, and deep wounds. The most common injuries are ligamentous lesions and fractures of the upper ankle, spine contusions, radial fractures, knee contusions, hand fractures, calcaneus fractures, and shoulder luxations.
Parasailing is considered a Grade 1 risk sport, with a low chance of injury. Parasailing over land carries a Grade 4 risk. If you plan to include parasailing in your travel itinerary, then you should definitely secure travel insurance.