Home Insurance
Essential Travel have teamed up with Autonet Home Insurance to bring a great range of home insurance products at market leading prices.
Whether you own and live in your own home, rent it from a landlord, or if you have bought a property as an investment and let it out to tenants, we have a product that will suit your needs, at a price that should be hard to beat.
Buildings insurance
This section of cover looks after the physical structure of your property- the bricks and mortar. If you have a mortgage, it is virtually compulsory that you have this insurance on your home, as your lender will want to know that their investment is protected if the house were to be damaged.
Standard cover will insure your property against things like Fire, Lightning Damage, Explosion, Storm, Flood and Subsidence, where your property is damaged by the land around it falling away. If you choose to go for the optional accidental damage cover option at additional cost, you will also be covered against those little instances like a bit of DIY going wrong, or putting your foot through the loft ceiling.
Our standard policy excess is 50, although in line with the rest of the insurance market in the UK, this excess increases for claims for Subsidence to 1,000.
Contents insurance
This provides you with protection for the items you own and which stay in your home with you. Because you own them, it's up to you whether you insure them so, unlike buildings insurance, you don't have to insure them if you don't want to.
If you do decide to get some contents insurance, just remember that it only covers your property inside your home. As soon as you leave your front door, you are no longer covered, which is why many people choose to buy personal possessions or all risks cover as well.
Just as with buildings insurance, you can choose to pay a little more for accidental damage cover, and there will always be a policy excess for you to pay if you make a claim
Personal possessions or all risks cover
If you want any cover for your property once you leave your front door, you'll need to buy some personal possessions cover. This is sometimes called all risks cover, because that is what it is intended to protect your property against all risks of loss or damage.
Think about things like the clothes you are wearing, purses, wallets, cameras, camcorders, handbags... as soon as you leave the house, unless you have a suitable amount of personal possessions cover, none of them will be covered.
Autonet Home
At Autonet Home Insurance our aim is to save you money by comparing 15 UK Insurance Companies. Whether you are looking for contents only cover for your flat, or buildings, contents and personal possessions cover for your home Autonet Home can find you a solution. At Autonet Home we have a dedicated household team which offers a professional and friendly service. Click on the link below or call us on 0800 021 7447 for a quotation now.
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