Biba: Think about activities before insuring
20 March 2008Holidaymakers have been advised to think carefully about the activities they are likely to be taking part in before taking out travel insurance.
The British Insurance Brokers Association (Biba) said that it is important for travellers to get cover that suits the specific nature of their holiday.
Graeme Trudgill, technical and corporate affairs executive for Biba, explained that people going on beach holidays may only require basic travel insurance, but those would consider going paragliding during their trip should get cover for such an activity.
The best approach, according to Mr Trudgill, is for travellers to think about what they want to do and then speak to their insurance provider about their plans.
He added: "Always disclose what you want to do and then your broker can take it from there."
According to research published by Biba last year, less than half (42 per cent) of people who took out travel insurance with their agent or tour operator were advised about hazardous sports, compared to two-thirds (67 per cent) of those who chose specialist providers.