Horse Riding Insurance

Horse riding (Grade 1)

Horse riding is one of the best ways to get around when you're on a trip to the country. It lets you access rocky roads, dirt roads, grassy meadows, bridge ways, fords, and hilly footpaths. It's also a great way to be closer to nature and experience the traditional way of traveling, and beats walking on foot or riding a bumpy jeep. Horse riding, however, is inherently risky because. It is best to always have sports travel insurance in case of accidents.

Horse riding poses some risks, often resulting from falling of the horse while riding. Some injuries sustained from these falls can be severe, even fatal. Injuries in horse riding commonly affect the upper extremities, usually to the wrist, shoulder, and elbow; but some injuries can occur in the spinal region and can leave permanent damage, such as paralysis.

Common injuries are bruises, sprains, and strains. More serious injuries include dislocations, fractures, and concussions. If you sustain serious injuries, you may require air lifting (depending on how remote your vacation spot is), hospitalization, and sometimes even surgery and rehabilitation. These procedures can be very expensive especially in some countries. Without travel insurance, horse riding accidents can set you back thousands.

Horse riding is considered a Grade 1 risk sport. We recommend that you get travel insurance when thinking of horse riding in your trip.