This policy is only available to you if you are a permanent resident in the United Kingdom and are registered with a Medical Practitioner in the United Kingdom.
All our policies must start and finish in the UK (including the Channel Islands).
A single trip is a one-off trip or holiday e.g. a two week summer holiday to Spain. A single trip policy can be taken out for any available geographic location. Single trip policies are available for UK residents only.
An Annual Multi Trip policy will cover you for a 12 month period. You can travel as many times as you like during this time and each individual trip can last up to 45 days. Annual policies are available for UK residents only. Annual Multi Trip with Wintersports covers you for a maximum of 17 days winter sports.
Backpacker policies are designed for people who want to take an extended trip, ideal for those on a gap year or student vacation. You will be covered for up to 12 months on a backpacker policy. Backpacker cover cannot be extended while you are out of the country and ceases upon your return home. Backpacker policies are available for UK residents only.
12 months cover for a few ££'s more than single trip insurance.
If you are likely to travel again within the next 12 months buying annual policy will save you £££'s.
Our annual travel insurance policies cover you for one year with an unlimited number of trips allowed during that year, including up to 21 days skiing or snowboarding.
You can take as many holidays as you wish and rest assured that for the next twelve months you will always be covered.
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You may not copy, reproduce, transmit, store, adapt or modify any of the images, text, or content of this web site without the prior written consent of Essential Travel Limited.
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Travelling as a family? Kids go free on our family policies.
The definition of a family policy is:
Adults (Max. 2):
Husband and wife, co-habiting couple (same or different sex), sole parent (single or solo for duration of trip).
Children (unlimited number):
Any child dependant for the duration of the trip, under the age of 19 and in full time education (including university if still living at home during the holidays).
Our annual travel insurance policies offer high levels of cover including £5 million medical expenses cover, £2 million personal liability cover, £3000 cancellation cover and much more.
All of our annual policies can be adjusted to suit your needs with options to exclude cancellation and personal belongings from the policy to reduce the premiums.
Number of days per stay:
When booking your policy you can choose between policies offering maximum durations of 45 days. This is the maximum duration of any one trip during the year. Our over 65 product has a standard 31 day trip length.
